Most banks are really good about this and are probably more concerned about this than you are. While they won’t change their routing number if your concerned that that the entirety of your banking information was exposed due to the ineptness of your company they will probably be willing and even eager to switch all your account numbers. While this will be a PIA for any other “Auto withdraws” etc it can otherwise be fairly painless and does give one a piece of mind.
I’ve had a couple instances of “Fraudulent” activity. Once was with my bank where somehow someone got ahold of my account numbers and random withdraws/charges started showing up. I called and they not only shut it down instantly but also, without question, replaced all missing funds or charges. Since in my case it was happening just thru my debit card they just replaced all my cards with new numbers and I was done with in an hour at the bank.
The other one was with a credit card and they were the one that notified me of “Was this you?”. I responded to “No” to a text, called them and had new cards on the way and all the charges dropped within 20 minutes.
As above I think most banks want as secure of a system as possible and having someone accessing anyones accounts that’s not supposed to be is a low level breach that can lead to a larger one that becomes a business killer for them. So, at least in my experience, they are MORE than willing to fix it to avoid this.
If I were you, I’d call the bank, tell them what happened and tell them what you’d like for them to do. More than likely they’ll do it, again, at least in my experience.
I had a similar experience with my debit card a few years ago. It was all relatively small charges (each charge was $100.00 or less totaling, around $800.00) spread out over a week or so, and it was early in the month, so I didn’t catch it right away. When I did discover the problem it got cleared up with one phone call to Wells Fargo. The money was back in my account the same day, and I had a new debit card in the mail two days later.
Honestly John, whoever did the switch is an idiot and should be fired. Direct deposit has existed over here for as long as I can remember and I’ve never had any issue whatsoever. There’s not a difference besides having it directly inside your account.
No doubt about it Matt, I just hate setups like this, and now not knowing who planted which bot. My one comment to our guy was, “You don’t know if you let in a Bot” There are real stories about sleeper bots, they’ll set there for months before they get released. I know banks make things right, we’ve been hacked before, so I knew what to expect, I just like a paper in my hand and take it to the bank when I want to take it, old fart in me stinkin things up.
That sounds like an inside job. They know your name, they know how payroll operate.
Don’t worry, whoever did that got the money but not your bank info.
Also should call police. It is a wired fraud.
I’ve had direct deposit for years and much prefer it. Not only do we have direct deposit but most of our HR stuff is handled via a similar method, vacation requests, 401K deduction change amounts etc etc I can do on my phone and have records of at my finger tips…but then again our HR department is smart enough to not change account numbers based on a random company external E-mail without any verification
Also John & everyone else, Don’t forget to check your credit report. For the Big Three you can get one free report per year (at least in the U.S.) so I generally space them out by 4 months rotation. Pay particular attention to the section where there is a report of who has requested your credit info.
Yeah, I’ve seen demos of what UE5 can accomplish. Now if we could just get one or two CAD SW companies to get with the program… (This is me not holding my breath.)
